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For millions of Americans, Social Security benefits are a crucial source of income during retirement. But with the program facing long-term financial challenges, many people are asking: is Social Security a retirement safety net or a fiscal time bomb?
The answer, as with most things in life, is not simple. Social Security was designed to be a safety net, providing a basic level of income to retirees, disabled individuals, and survivors of deceased workers. However, the program’s funding structure has come under increasing…
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