More ‘buy now pay later’ users are seeing their credit scores drop after they miss payments. But are these two things really connected?

“Buy now, pay later” is a popular payment method for younger consumers, but a growing share of BNPL users appear to be suffering negative consequences, including lower credit scores. 

Some 24% of buy now, pay later users said their credit scores declined in February “as a result of a missed or late BNPL payment,” according to a recent Morning Consult report. That was up 3 percentage points from the previous month and 3 percentage points from the previous year.

That’s…