This Privacy Policy controls and governs your use and access to any and all of Investing Pyramids (UK) Ltd website: www.investingpyramids.com. Some terms, conditions and rights may depend on your location and other legal factors. Please see below for further information.
WEBSITE VISITORS
Like most website operators, Investing Pyramids collects non-personally identifying information of the sort that web browsers and servers typically make available. This includes browser type, language preference, referring site, and the date and time of each visitor request. Investing Pyramids’s purpose in collecting non-personally identifying information is to better understand how visitors use the Website. From time to time, Investing Pyramids may release non-personally identifying information in the aggregate. Examples include publication of a report on trends in the usage of the Website or revealing viewing statistics on streaming videos.
Investing Pyramids also collects potentially personally-identifying information like Internet Protocol (“IP”) addresses. Investing Pyramids does not use such information to identify its visitors. Investing Pyramids also does not disclose potentially personally-identifying information, other than under the same circumstances that it uses and discloses personally-identifying information, as described below.
GATHERING OF PERSONAL INFORMATION
Certain visitors to the Website choose to interact with the Website in ways that require Investing Pyramids to gather personal information. The amount and type of information Investing Pyramids gathers depends on the nature of the interaction. For example, we ask visitors who use our forums to provide a username and email address. In each case, Investing Pyramids collects such information only as necessary or appropriate to fulfill the purpose of the visitor’s interaction with the Website. As visitors voluntarily provide personal information, a visitor is always permitted to refuse to supply personal information. Visitors should note that there may be aspects of the Website that may not work or work in the intended manner without personal information.
USE AND PROTECTION OF PERSONAL INFORMATION
Investing Pyramids discloses potentially personally-identifying and personal information only to those of its employees, contractors, and affiliated organizations that (a) need to know that information in order to process it on Investing Pyramids’s behalf or to provide services available on the Website, and (b) that have agreed not to disclose it to others, except as necessary to process the information and/or provide a service on Investing Pyramids’s behalf. Some of those employees, contractors, and affiliated organizations may be located outside of your home country; by using the Website, you consent to the transfer of such information to them.
Investing Pyramids does not rent or sell your potentially personally-identifying and personal information. Other than its employees, contractors, and affiliated organizations, as described above, Investing Pyramids discloses potentially personally-identifying and personal information only when required to do so by law, or when Investing Pyramids believes in good faith that disclosure is reasonably necessary to protect the property or rights of Investing Pyramids, third-parties, or the public at large.
COMMUNICATIONS FROM INVESTING PYRAMIDS
By visiting the Website, you agree Investing Pyramids may occasionally send you communications, whether by Mail and/or email, to tell you about new features, solicit your feedback, provide you with valuable marketing information, or otherwise keep you informed about the Website and its services. We primarily use our blog to communicate this type of information, so we expect to keep this type of communication to a minimum. You have the right to opt out of receiving these types of communications and need only notify us of your request to no longer receive such communications. This can be done by clicking on the unsubscribe link at the bottom of the email or, if the communication is sent via Mail, by emailing Investing Pyramids via the contact page, or sending an email request to Investing Pyramids at contact@investingpyramids.com. With respect to other requests you may send to us (for example via a support email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Investing Pyramids makes reasonable efforts calculated to protect against the unauthorized access, use, alteration, or destruction of potentially personally-identifying and personal information.
COOKIES
A cookie and similar technology such as a web-beacon (collectively, “cookies”) is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. The Website uses cookies to help Investing Pyramids identify and track visitors, their usage of the Website, and their website access preferences. Investing Pyramids’s cookies are both Session (only during your current session) and Persistent (remains with you beyond current session). Users of the Website may also experience both Session and Persistent third-party cookies, as described in the reference chart below. Visitors of the Website who do not wish to have cookies placed on their computer may opt out by either setting their internet browsers to refuse cookies before using the Website or, in the case of third-party cookies, by opting out directly with the third-party websites, by visiting the websites listed in the reference chart below and making the appropriate changes to the user preference setting. For clarity’s sake, most cookie-like technology such as web beacons are reliant on cookies to function properly, so in many instances declining cookies through a third-party website user preference setting will impair their functioning. Users should be advised that by opting out of receiving cookies, certain features of the Website may not function properly. For instructions on opting out of cookies, click on the help option in your web browser. Users should be further advised that by compliance with Investing Pyramids’s informed consent policy, users have expressly granted their informed consent to the use of all cookies, including but not limited to, first-party Persistent cookies and third-party Session and Persistent cookies. For purposes of the informed consent policy, the duration of a user’s informed consent to the use of all cookies shall not exceed one-year. Following the expiration of the one-year period from the date of the user’s granting of informed consent, the user shall be again required to either grant Investing Pyramids their informed consent for the use of cookies or opt out in a manner set forth above.
INFORMED CONSENT WAIVER FOR COOKIES
“By visiting this website and scrolling, you agree to our cookie policy and that we may use cookies for the best possible user experience.”
INFORMATION REGARDING COOKIES AND ORIGIN SOURCE
Types of cookie |
Who serves these cookies |
User experience cookies: These cookies are strictly for the use throughout our website and provide you with the best user experience. |
www.investingpyramids.com |
Analytics cookies: These cookies collect data that is used to help analyze how our websites are being used or how effective our marketing campaigns are. |
Google, DoubleClick, CrazyEgg, AdWords, BingAds, MOZ, SEMRUsh, Google DFP, Double Verify, MaxMind, Quantcast, Direct Advertising Partnerships |
Advertising cookies: These cookies allow us to show relevant advertising messages to you based on your interests. |
Facebook, Twitter, Adobe, Integral Ad Science, MOAT, White Ops, Adometry, Commission Junction, Fort Knox, Google DFP, Adwords, Bing Ads, Impact Radius, Flex Offers, Post Affiliate Pro, Finance Ads, Direct Advertising Partnerships |
DO NOT TRACK REQUESTS AND SIGNALS
Do not track requests and signals are settings on some web browsers alerting websites that the visitor does not want to be tracked. Compliance with these requests and signals is optional and many websites do not follow these requests and signals. Along with many other websites, the Website does not honor and does not track requests or signals. However, as explained above, if you opt not to accept cookies, we do honor those requests.
THIRD PARTY WEBSITES
The Website contains links to other websites, apps, services and products (collectively, “Other Websites”). Investing Pyramid and the Website do not control, review or endorse these Other Websites. Investing Pyramid and the Website also do not review, endorse or necessarily agree with the privacy policies and notices used by these Other Websites. Before you share personal information with these Other Websites, you should review their respective privacy notices, practices and other information available about how they handle your personal information.
INDIVIDUAL RIGHTS
Certain jurisdictions provide their citizens and residents with specific rights and protections regarding personal information. Some examples of these jurisdictions are (a) the European Union (“EU”) under the General Data Protection Regulation (“GDPR”), (b) Canada under the Personal Information Protection and Electronic Documents Act (“PIPEDA”), and (c) California under the California Consumers Privacy Act (“CCPA”) and the California Online Privacy Protection Act (“CalOPPA”). Each of these jurisdictions provide different rights and protections. Below are examples from GDPR and CCPA:
- To know from where we obtain personal information about you.
- To know what personal information we process about you.
- To request to view or receive a copy of your personal information.
- To have incorrect personal information about you corrected.
- To, in some cases, ask us to delete your personal information. Exercising this right may prevent you from engaging in certain Website-related activities.
- To object to certain processing of your personal information and request limited processing of your personal information. Exercising this right may prevent you from engaging in certain Website-related activities.
- To receive your personal data in a machine-readable format and have the data transferred to another party responsible for data processing.
- To receive the same products and services at the same cost (if any), to the extent possible, regardless of whether you exercise your rights.
- To know when automated decisions are made about you and to opt out of automated decision making. Currently, the Website does not perform automated decision making about individuals using personal information.
HOW LONG WE WILL KEEP YOUR PERSONAL INFORMATION
We will retain your personal information for as long as your account is active or as needed to provide you the products and services you have requested. We will retain and use your personal information as necessary to comply with our legal obligations, resolve disputes, and enforce our legal rights and obligations. This retention period may extend past the point at which you close your account where Investing Pyramid has legitimate basis or legal obligation to do so. Additionally, you may request that Investing Pyramids delete your personal information as described above.
PARENTAL CONSENT FOR CHILDREN’S PERSONAL INFORMATION
GDPR requires parental consent for the processing of children’s personal information under the age of 16 (Important Note: age of consent may be lowered to 13 by EU member states). The Children’s Online Privacy Protection Act (“COPPA”) provides similar protections to residents and citizens of the United States. Neither Investing Pyramids nor the Website market to or intend to obtain or receive personal information for individuals under the age of 16. You should advise Investing Pyramid in the event you are under the age of 16, so that the appropriate parental consent may be obtained.
HOW TO CONTACT US
We welcome your inquiries and comments. If you have any questions about how we process your personal data, or wish to exercise one of the aforementioned-rights, please feel free to contact us at contact@investingpyramids.com.
PRIVACY POLICY CHANGES
Investing Pyramids may change its Privacy Policy from time to time, in its sole discretion and without advanced notice. Investing Pyramids encourages visitors to frequently check this page for any changes to its Privacy Policy. You will be able to determine if there has been a change because the date at the above will specify the date the Privacy Policy became effective. Your continued use of the Website after any change in this Privacy Policy will constitute your acceptance of such change, except and to the extent where applicable law requires affirmative acceptance of the Privacy Policy.
Thank you for visiting one of Investing Pyramids (UK) Ltd website: www.investingpyramids.com. The Website and the services provided herein are exclusively governed by these Terms of Use. Please carefully read the terms outlined below before using the Website as your access to and use of the Website constitutes your agreement to be bound by these Terms of Use. If you are a resident of the European Union (EU), or an employee or customer of an EU resident, additional terms of condition, including privacy rights, may apply to you. Please refer to our Privacy Policy for additional information. Investing Pyramids (UK) Ltd (“Investing Pyramids”) owns the Website and reserves the right, at its sole discretion, to modify these Terms of Use at any time and any such modification will be effective immediately upon posting the modification. You should check these Terms of Use periodically for modifications. If you use the Website after the posting of modifications, then you will be bound by such modifications. Our goal is to provide our visitors with a fully transparent user experience, compliant with applicable laws and industry guidelines and regulations. Thus, if there is something you do not see disclosed below or in our Privacy Policy or General Disclosures, or if you have any questions at all regarding the information presented hereafter, please contact us.
LICENSE AND WEBSITE ACCESS
Investing Pyramids hereby grants you a limited, non-exclusive, non transferable license to view, bookmark, download and print the pages within the Website, and the Content incorporated on those pages, solely for the purpose of your personal, non-commercial use and display. You are solely responsible for obtaining, paying for, repairing and maintaining all of the equipment, telephone lines and other material that you need to access the Website and the pages within the Website that may be used solely for personal, informational and non-commercial purposes. You may not modify, copy, distribute, transmit, post, display, perform, reproduce, publish, license, create derivative works from, transfer or sell any pages, content, data, information, software, products or services obtained from the Website, unless you have obtained the prior written permission of Investing Pyramids. Investing Pyramids expressly reserves the right to monitor any and all use of the Website. The Website is not available/intended for use by persons under the age of 13. If you are between the ages of 13 and 18 (or between 13 and the age of legal majority in your country of residence), you may only use the Website under the supervision of a parent or legal guardian who agrees to be bound by these Terms of Use. By using the Website, you agree to be bound and otherwise comply with the aforementioned terms regarding your age.
NO RECOMMENDATIONS OR ADVICE PROVIDED
The Website is to be used for informational purposes only as Investing Pyramids is not registered as a securities broker-dealer or an investment adviser. No information contained on the Website is intended as securities brokerage, investment, tax, accounting or legal advice, as an offer or solicitation of an offer to sell or buy, or as an endorsement, recommendation or sponsorship of any company, security or fund. Investing Pyramids cannot and does not assess, verify or guarantee the adequacy, accuracy or completeness of any information, the suitability or profitability of any particular investment, or the potential value of any investment or informational source. You are responsible for conducting your own investment research and decisions, and should seek the advice of a qualified securities professional before making any investment, and investigate and fully understand any and all risks before investing. Investing Pyramids in no way warrants the solvency, financial condition, or investment advisability of any of the securities mentioned on the Website or any linked site. This information contained on the Website is not intended to be used as the sole basis of any investment decision, nor should it be construed as advice designed to meet the investment needs of any particular investor. For additional information and applicable disclaimers, please see Investing Pyramids’s General Disclosures.
REGISTRATION AND USER ACCOUNT RESPONSIBILITIES
In order to use the Website or certain parts of it, you may be required to register for a user account; in this case, you agree to provide truthful information when requested, and, if a minimum age is required for eligibility for a user account, you undertake that you are at least the required age. You agree that you are solely responsible for maintaining the confidentiality and security of your username and password, and you are responsible for all acts and/or omissions that occur under the authority of your username. You agree to immediately notify Investing Pyramids of any unauthorized use of your user account, username or password. By registering for a user account, you explicitly agree to these Terms of Use, including any amendments made by Investing Pyramids that are published from time to time. Investing Pyramids reserves the right to terminate, restrict, or suspend your username privileges at any time, without notice, for any reason whatsoever. You agree that Investing Pyramids shall not be liable to you or any third party for any termination of your access to the Website. The Website contains review services, or other forums, in which you or third parties may post reviews of experiences using services and/or products or other content, messages, materials, videos, or other items on the Website (collectively “User Areas”). You are solely responsible for your use of such User Areas and use them at your own risk. By using any User Areas, you expressly agree not to post, upload to, transmit, distribute, store, create, or otherwise publish through the Site any of the following: Any message, data, information, text, music, sound, photos, graphics, video, code, or any other material (“User Contribution”) that is unlawful, libelous, defamatory, obscene, pornographic, indecent, lewd, suggestive, harassing, threatening, invasive of privacy or publicity rights, abusive, inflammatory, fraudulent, or otherwise objectionable; User Contribution on products or services offered by your current employer or by direct competitors of your current employer; User Contribution that would constitute, encourage, or provide instructions for a criminal offense, violate the rights of any party, or otherwise create liability or violate any local, state, national, or international law, including, without limitation, the regulations of a securities exchange; User Contribution that may infringe or misappropriate any patent, trademark, trade secret, copyright, or other intellectual or proprietary right of any party; User Contribution that impersonates any person or entity or otherwise misrepresents your affiliation with a person or entity, including Investing Pyramids; Unsolicited promotions, political campaigning, advertising, contests, raffles, or solicitations; Private information of any third party; Viruses, corrupted data, or other harmful, disruptive, or destructive files; User Contribution that is unrelated to the topic of the User Area(s) in which such User Contribution is posted; or User Contribution or links to content that, in the sole judgment of Investing Pyramids, (a) violates the previous subsections herein, (b) is objectionable, (c) restricts or inhibits any other person from using or enjoying the User Areas or the Website, or (d) may expose Investing Pyramids or its affiliates or its users to any harm or liability of any type.
OTHER LINKED SITES
By providing links to other sites, Investing Pyramids does not guarantee, approve or endorse the information or products available at these sites, nor does a link indicate any association with or endorsement by the linked site to Investing Pyramids. Investing Pyramids does not operate or control and has no responsibility for the information, products and/or services found on any external sites, unless expressly stated on such external sites. Nor do such links represent or endorse the accuracy or reliability of any information, products and/or services provided on or through any external sites, including, without limitation, warranties of any kind, either express or implied, warranties of title or non-infringement or implied warranties of merchantability or fitness for a particular purpose. You assume complete responsibility and risk in your use of any external sites.
INTELLECTUAL PROPERTY STATEMENT
All marks appearing on the Website are the registered and unregistered trademarks of Investing Pyramids. Investing Pyramids’s trademarks may not be used in any manner that is likely to cause confusion among customers or that disparages or discredits Investing Pyramids. All Content on the Website, including, but not limited to, text, graphics, audio clips, logos, buttons, images, digital downloads, data compilations, software, icons, message boards, chat, html code, xml code, and other original Content (collectively the “Content”), is the property of Investing Pyramids or its content vendors and is protected by UK, and international copyright laws. Nothing contained on the Website grants to you any license or other right to any of Investing Pyramids’s intellectual property or to any third party’s intellectual property. You may not copy, modify, distribute, display, reproduce or republish any of the data or Content contained on the Website without obtaining the prior written consent of Investing Pyramids. Any User Contribution, which shall include but is not limited to, service reviews, product reviews, user-generated data and financial data, chat, forum posts, and/or other such content that you post to the Website, will be considered non-confidential and non-proprietary. By posting any User Contribution on the Website, you grant Investing Pyramids and its affiliates and service providers, and each of their and Investing Pyramids’s respective licensees, successors, and assigns a perpetual, royalty-free, and irrevocable right and license to use, reproduce, modify adapt, publish, translate, distribute, transmit, publicly display, publicly perform, sublicense, create derivative works from, transfer, and sell any such User Contribution. You represent and warrant that you own or control all rights in and to the User Contributions, including the right to license such User Contributions, and that all of your User Contributions do and will comply with the aforementioned terms.
DISCLAIMERS
For applicable disclaimers, including limitations of liability, please see Investing Pyramids’s General Disclaimers.
PRIVACY POLICY
Investing Pyramids is committed to protecting its users’ privacy. Please finish reading our Privacy Policy for information relating to how we collect, use, and disclose your personal information.
INDEMNIFICATION
You agree to indemnify, defend and hold harmless Investing Pyramids, its affiliates and their respective officers, directors, managers, employees and agents, from and against any and all claims, liabilities, damages, losses or expenses, including attorneys’ fees and costs, arising out of or in any way connected with your access to or use of the Website, any User Contribution you post, store or otherwise transmit in or through the Website, your violation of the rights of any third party, any violation by you of these Terms of Use, or any breach of the representations, warranties, and covenants made by you herein.
APPLICABLE LAW
You agree that the Terms of Use and any dispute arising out of your use of the Website or products or services provided by the Website will be governed by and construed in accordance with the laws of the UK, without regard to choice of law provisions. You agree that jurisdiction over and venue in any legal proceeding directly or indirectly arising out of or relating to the Website (including but not limited your registration for a user account and/or your use of the Website and the services it provides) shall be in the state or federal courts located in the UK.
MISCELLANEOUS
In the event that any provision of the Terms of Use is or becomes invalid or unenforceable, that provision (to the extent invalid or unenforceable) will be interpreted to reflect the original intention of Investing Pyramids in accordance with applicable law, and the remainder of the Terms of Use will continue in full force and effect. Investing Pyramids’s failure to insist upon or enforce strict performance of any provision of the Terms of Use will not be considered to be a waiver of any provisions or right, and all such provisions and rights will remain in full force and effect. You agree that any claim or cause of action you may have with respect to the Website or its services must be filed within one (1) year after such claim or cause of action arose, otherwise such claim or cause of action will be forever barred, without regard to any contrary legislation. The Terms of Use, together with the Privacy Policy and General Disclosures, is the entire agreement between you and Investing Pyramids relating to the subject matter herein. In your use of the Website, you hereby represent and warrant that you have not relied upon any other statements, promises, representations or warranties from Investing Pyramids except those expressly set forth herein, together with the Privacy Policy, Terms of Use, and General Disclosures.