What’s open and closed on Christmas Eve and Christmas Day

Financial markets — the New York Stock Exchange, the Nasdaq and bond markets — will also be closed on Christmas Day.

Here’s a full rundown of what to expect.

Mail and packages

The U.S. Postal Service (USPS) will not deliver mail on Dec. 24 and Dec. 25 and local post offices will also be closed. Priority Express Mail will be delivered on both days, however.

FedEx
FDX,
+0.45%
will not offer service on Dec. 24 and Dec. 25, except for Custom Critical deliveries. FedEx Office locations will have modified hours on Dec. 24 and will be closed on Dec. 25.

UPS
UPS,
+0.13%
will not deliver or pick up on Dec. 24 and Dec. 25, though UPS Express Critical Service is available both days. UPS Store locations may have modified hours on Dec. 24 and will be closed on Dec. 25.

Banks

Most banks will be closed on Dec. 24 and Dec. 25. But you can always visit an ATM or use your bank’s app for certain services.

Government offices

All nonessential federal offices are closed on Dec. 25 and the same generally applies to state government offices.

Schools

Public schools and many private schools generally won’t be open on Dec. 24 Dec. 25, which for most schools fall during the longer winter break.

Stores

If you need to do any shopping on Dec. 25, you’ll have limited options. Certain supermarkets and pharmacy and convenience stores will be open, but in some cases hours will be limited.

On Dec. 24, stores will generally be open — it’s the last-minute holiday rush, after all — but some might close early. It’s always important to check before you head out.

Restaurants

As with stores, many restaurants will be closed on Christmas Day, but there are exceptions, ranging from Benihana to Waffle House. On Christmas Eve, more dining spots are likely to be open.